I read an article last week on SHRM’s website titled Help ‘Displaced’ Workers Safeguard Their Nest Eggs, by Stephen Miller, and it gave me a chuckle. … Read more
Are 401(k) Loans a Really Bad Idea For Employees?
Following a recent financial planning webinar presentation, I was faced with a frequently asked question: Does it make sense to take out a 401(k) loan to … Read more
Helping Employees Invest: It’s the Secret to Getting Them Get Set For Retirement
Robots have replaced many jobs that people used to do. Luckily, they haven’t replaced all of them but there is something to be said for programming a robot … Read more
3 Ways to Help Employees With Their Physical and Financial Wellness
Your workplace wellness campaign may be missing a huge opportunity. And it’s all because of how you define the word “wellness.” Or rather, how you don’t … Read more
Sharing the 7 Habits of Confident Retirees With Your Workforce
From the thousands and thousands of pre-retirees I’ve talked to over the past decade, two consistant comments I hear over and over again are “I wish I’d … Read more
Weekly Wrap: IBM’s 401(k) Change? Just Another Reason to be Disengaged
When a company like IBM makes a big, ground-breaking employee benefits change, a lot of people sit up and notice. That’s why The Wall Street Journal … Read more
IRS Announces What Employees May Contribute to Retirement in 2013
The IRS has perfectly timed the announcement of the 2013 pension limitations during National Save 4 Retirement Week, which ends this Saturday. Notice … Read more
How Much Should Employees Have Saved Up For Retirement So Far?
I’ve just come off of a three-week road trip, where I zig-zagged across the western half of the U.S., speaking to a variety of workforces on planning for … Read more
Employment Law Basics: The Employee Retirement Income Security Act
Employment laws can be confusing and downright scary. They don’t have to be. As a public service, from now until my special Halloween webinar Answers to … Read more
401 (K)rash – 6 Essentials For Your Employees’ Financial Health
Are you ready for a harsh dose of reality? At their current rate of savings, most of your employees will be unable to retire comfortably and independently … Read more