Michael Cramer, JD, is a compliance analyst for global insurance brokerage Hub International, is responsible for ensuring that HUB’s clients’ ERISA Welfare Plans are in compliance with federal, state, and local laws and regulations. Mike advises HUB’s producers and account managers (as well as HUB’s client-liaisons) on these laws and regulations, and assists them in both ensuring that their current plan offerings are compliant, as well as developing strategies for their plan’s future success.